{"id":15967,"date":"2025-09-21T16:44:19","date_gmt":"2025-09-21T14:44:19","guid":{"rendered":"https:\/\/banulbotosanean.ro\/?p=15967"},"modified":"2025-09-21T16:44:19","modified_gmt":"2025-09-21T14:44:19","slug":"ircc-creste-la-606-de-la-1-octombrie-2025-rate-mai-mari-pentru-creditele-variabile-in-lei","status":"publish","type":"post","link":"https:\/\/banulbotosanean.ro\/index.php\/2025\/09\/21\/ircc-creste-la-606-de-la-1-octombrie-2025-rate-mai-mari-pentru-creditele-variabile-in-lei\/","title":{"rendered":"IRCC cre\u0219te la 6,06 % de la 1 octombrie 2025: rate mai mari pentru creditele variabile \u00een lei"},"content":{"rendered":"<p>Indicele de Referin\u021b\u0103 pentru Creditele Consumatorilor (IRCC) va fi majorat \u00eencep\u00e2nd cu <strong data-start=\"259\" data-end=\"279\">1 octombrie 2025<\/strong>, de la <strong data-start=\"287\" data-end=\"296\">5,55%<\/strong>la <strong data-start=\"300\" data-end=\"309\">6,06%<\/strong> \u2014 cea mai mare valoare de c\u00e2nd acest indice a fost introdus, \u00een 2019. <span class=\"\" data-state=\"closed\"><span class=\"ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]\" data-testid=\"webpage-citation-pill\"><a class=\"flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium transition-colors duration-150 ease-in-out text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]!\" href=\"https:\/\/www.cursbnr.ro\/ircc?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span class=\"relative start-0 bottom-0 flex h-full w-full items-center\"><span class=\"flex h-4 w-full items-center justify-between\"><span class=\"max-w-[15ch] grow truncate overflow-hidden text-center\">cursbnr.ro<\/span><\/span><\/span><\/a><\/span><\/span><\/p>\n<p><span class=\"\" data-state=\"closed\"><span class=\"ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]\" data-testid=\"webpage-citation-pill\"><br \/>\n<\/span><\/span>\u26a0\ufe0f De ce cre\u015fte IRCC<\/p>\n<ul data-start=\"1078\" data-end=\"1406\">\n<li data-start=\"1078\" data-end=\"1193\">\n<p data-start=\"1080\" data-end=\"1193\">Cre\u0219terea dob\u00e2nzilor interbancare \u0219i a costului de finan\u021bare al b\u0103ncilor. <span class=\"\" data-state=\"closed\"><span class=\"ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]\" data-testid=\"webpage-citation-pill\"><a class=\"flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium transition-colors duration-150 ease-in-out text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]!\" href=\"https:\/\/www.gandul.ro\/economie\/ratele-romanilor-cresc-din-octombrie-ircc-ajunge-la-606-risc-si-pentru-dobanzile-fixe-ce-spune-bnr-20634135?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span class=\"relative start-0 bottom-0 flex h-full w-full items-center\"><span class=\"flex h-4 w-full items-center justify-between\"><span class=\"max-w-[15ch] grow truncate overflow-hidden text-center\">G\u00e2ndul<\/span><\/span><\/span><\/a><\/span><\/span><\/p>\n<\/li>\n<li data-start=\"1194\" data-end=\"1406\">\n<p data-start=\"1196\" data-end=\"1406\">Nivelul ridicat al infla\u021biei (aproximativ <strong data-start=\"1238\" data-end=\"1246\">9,9%<\/strong>) determin\u0103 Banca Na\u021bional\u0103 s\u0103 men\u021bin\u0103 politica monetar\u0103 restrictiv\u0103, ceea ce se reflect\u0103 \u00een ratele pe pia\u021ba financiar\u0103. <span class=\"\" data-state=\"closed\"><span class=\"ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]\" data-testid=\"webpage-citation-pill\"><a class=\"flex h-4.5 overflow-hidden rounded-xl px-2 text-[9px] font-medium transition-colors duration-150 ease-in-out text-token-text-secondary! bg-[#F4F4F4]! dark:bg-[#303030]!\" href=\"https:\/\/www.antena3.ro\/economic\/indicele-ircc-va-atinge-un-maxim-absolut-cu-cat-vor-creste-ratele-romanilor-de-la-1-octombrie-759646.html?utm_source=chatgpt.com\" target=\"_blank\" rel=\"noopener\"><span class=\"relative start-0 bottom-0 flex h-full w-full items-center\"><span class=\"flex h-4 w-full items-center justify-between\"><span class=\"max-w-[15ch] grow truncate overflow-hidden text-center\">Antena 3<\/span><\/span><\/span><\/a><\/span><\/span><\/p>\n<\/li>\n<\/ul>\n<p><span class=\"\" data-state=\"closed\"><span class=\"ms-1 inline-flex max-w-full items-center relative top-[-0.094rem] animate-[show_150ms_ease-in]\" data-testid=\"webpage-citation-pill\">\u00a0<\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Indicele de Referin\u021b\u0103 pentru Creditele Consumatorilor (IRCC) va fi majorat \u00eencep\u00e2nd cu 1 octombrie 2025, de la 5,55%la 6,06% \u2014 cea mai mare valoare de c\u00e2nd acest indice a fost introdus, \u00een 2019. cursbnr.ro \u26a0\ufe0f De ce cre\u015fte IRCC Cre\u0219terea dob\u00e2nzilor interbancare \u0219i a costului de finan\u021bare al b\u0103ncilor. G\u00e2ndul Nivelul ridicat al infla\u021biei (aproximativ<\/p>\n","protected":false},"author":1,"featured_media":15968,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7,2,4,11,9,12],"tags":[],"class_list":["post-15967","post","type-post","status-publish","format-standard","has-post-thumbnail","category-economic","category-editors-picks","category-stiri-botosani","category-stiri-locale","category-cele-mai-top-stiri","category-trending-news"],"_links":{"self":[{"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/posts\/15967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/comments?post=15967"}],"version-history":[{"count":1,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/posts\/15967\/revisions"}],"predecessor-version":[{"id":15969,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/posts\/15967\/revisions\/15969"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/media\/15968"}],"wp:attachment":[{"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/media?parent=15967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/categories?post=15967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/banulbotosanean.ro\/index.php\/wp-json\/wp\/v2\/tags?post=15967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}